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FREE Alabama Insurance Quotes Online. allows you to easily obtain fast and free Alabama Car Insurance, Alabama Life Insurance, Alabama Home Insurance, Alabama Health Insurance, Alabama Small Business Insurance and/or Alabama Motorcycle Insurance in Alabama. Our website will guide you to many money saving insurance offers.


Alabama cities: Abbeville, Alabaster, Athens, Auburn, Bessemer, Anniston, Alexander City, Birmingham, Cullman, Daphne, Decatur, Dothan, Enterprise, Eufaula, Fairfield, Fairhope, Florence, Fort Payne, Gadsden, Hartselle, Hoover, Hueytown, Huntsville, Jacksonville, Jasper, Leeds, Madison, Millbrook, Mobile, Mountain Brook, Muscle Shoals, Northport, Opelika, Oxford, Ozark, Pelham, Pell City, Phoenix City, Prattville, Prichard, Saraland, Scottsboro, Selma, Sheffield, Sylacauga, Talladega, Troy, Trussville, Tuscaloosa, Tuskegee, Vestavia Hills






Alabama Health Insurance

Alabama Auto Insurance

Alabama Life Insurance 

Alabama Home Insurance 


 Even the most cautious driver may find himself at the mercy of another bad driver, the weather, or a simple unavoidable accident at some point. For this reason, most states have minimum insurance requirements, and Alabama is no exception. According to Alabama law, motorists most carry a minimum liability policy, which will pay for any medical or property damages in the event that you are found at fault for an accident. This number has been set at 20/40/10, which corresponds to the thousands of dollars that your insurance company will pay out to the other driver should there be an accident. 


These numbers are some of the lowest in the country, making it easier to find an affordable Alabama car insurance policy than in many other states. The 20/40/10 number simply refers to how much will be paid in each category of insurance. For example, up to $20,000 will be paid in medical bills, $40,000 for all injuries sustained in the case that there are multiple people in a vehicle, and $10,000 for property damage if the other person's vehicle is damaged. Yet these numbers do not cover any personal or vehicular damage that occurs on your end, so if you don't have any other insurance policy, it's worth looking into your other options rather than simply meeting the bare minimum of liability insurance. 


Collision or comprehensive insurance plans are other ways to cover your bases should you find yourself in an accident, no matter who is at fault. Comprehensive will cover any damage in case there is an accident related to the weather, or anything else that is no one's fault, for example. In Alabama, where there are large stretches of remote or wooded highway, this can be something that is worth considering when you are looking for the best Alabama car insurance policy. 


Finding the best deal on your Alabama car insurance is oftentimes simply a matter of comparing different rates. You want to strike the balance between the minimum level of coverage, as outlined above, and what you feel comfortable driving around with. Even the most cautious driver can have days where the unexpected happens, and so it is worth taking the time to look at all of these various options before making a decision. By comparing these rates at, you can be sure to find a solution for your liability or collision needs..

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