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What key dates do I need to know for the Affordable Care Act?


There are a number key dates that people who have an interest in the Affordable Care Act should know about.


On October 1, 2013 the open enrollment for health insurance Marketplace began.  The long anticipated opening of the Marketplace began on this date, and millions of people logged into the website. Both the individual market place and the SHOP both came online.


January 1, 2014 is the date that insurance coverage begins under the Affordable Care Act. On this date individuals with pre-existing condition can no longer be denied coverage or be charged more because of their medical condition. Also beginning in 2014 insurance companies will no longer be able limit yearly or lifetime benefits for essential services.

March 31, 2014 is the last day that the health insurance marketplace will be open for enrollment. Once the open enrollment period closes only those who have had a qualifying life event like a job loss, birth, or divorce can enroll.


On January 1, 2015 the employer mandate will go into effect. The mandate requires employers with 50 or more full time equivalent employees to offer their employees health insurance. Also beginning in 2015 employers will be required to make Employer Shared Responsibility Payments.


January 1, 2016 is the date that SHOP will open up to employers with up to 100 full time equivalent employees.


Key Dates from the Affordable Care Acts Past

On March 23, 2010 despite a hard fought political struggle the Affordable Care Act became law.


On July 2, 2013 the employer mandate was extended from January 1, 2014 to January 1, 2015.

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