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What is the Health Insurance Marketplace?


The Affordable Care Act (ACA) goes into effect on January 1, 2014. As a result of the new law many people have questions about the ACA and about how the health insurance Marketplace will work.  The health insurance Marketplace was opened for enrollment on October 1, 2013. The Marketplace is a one stop website that provides information about health insurance. It also allows them to complete an application. It tells them whether they are eligible for tax credits or government subsidies. It allows them to compare insurance coverage and prices on a side by side basis, and finally lets them to enroll for coverage.


You can enter the insurance marketplace at the website.  When you enter the site you will be directed to the exchange of the state that you reside in. Once you go into your states exchange you will be told that you can buy insurance through an agent or broker or online. There are also help contact numbers and a  website to find help in your area.


There is a tutorial that list 10 way to get ready for the health insurance market place. When you go into the website enrolling is a four step process.


  -  Set up an account:  Provide background information then choose a user name, a password and answer security questions...


  -  Complete an application: To complete the application you will need to provide information such as you income household size and more.


  -  Compare policies and options: You will information about the four different levels of coverage (Bonze, Silver, Gold, and Platinum) and about various plans


  -  Enroll in the insurance policy of your choice.

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